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05, with a total payback amount of $one,800.93 which such as the 3% fee paid from your loan amount of money, might have a complete price of $255.93. Consultant 19.ninety nine% APR. If you borrowed $five,000 in excess of a 38 month period and the loan experienced an 6% origination rate ($three hundred), your monthly repayments would be $182.seventy